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Fairheads Times December 2025
Read Fairheads Times Enjoy our year-end issue of Fairheads Times. We hope it makes for interesting reading ahead of the festive season and wish all our stakeholders well over this period. Thank you for your loyalty and continued support....
The Guardian Roadshow – meeting each other face to face
What is the Guardian Roadshow? Members, guardians and caregivers are invited to the workshops which are held in a community venue and presented in the language of the region. The purpose is to explain and remind attendees how trusts...
Let’s Talk | Ha Re Bue | Asikhulume 2025
See our latest member newsletter here...
Fairheads Times August 2025
Read Fairheads Times In this issue we lead with news of the groundbreaking Mavambo tracing app that Fairheads has launched. Read why we believe this is set to revolutionise the unclaimed benefits sector. As it is Women’s Month, we run...
Fairheads Times May 2025
Read Fairheads Times In this issue we delve into estate planning with our lead article addressing how non-retirement fund death benefits can be treated, as well as what happens to assets should a minor beneficiary or member...
Fairheads Times December 2024
Read Fairheads Times Ensuring financial provision for children in the event of a parent’s passing is a concern many parents face. In this issue of Fairheads Times, our lead article looks at how to provide for minors with funds...
LUKA award 2024 ‘Better Together’
Fairheads was delighted to have been acknowledged in the recent LUKA Awards as one of four funds to have obtained over 75% for their submission. The LUKA Awards are run by the Institute for Retirement Funds Africa (IRFA) and the theme...
Fairheads Times August 2024
READ or DOWNLOAD FAIRHEADS TIMES This is our annual Women’s Month issue of Fairheads Times and we are pleased to run articles penned by our own female experts as well as guest writers. The lead story outlines the challenges faced by...
Let’s Talk | Ha Re Bue | Asikhulume
Download our latest member newsletter here!...
Fairheads Times April 2024
READ or DOWNLOAD FAIRHEADS TIMES This issue of Fairheads Times comes at a time of local and global uncertainty, both economic and geopolitical. More than ever, at Fairheads we maintain steadiness, leaning on nearly 100 years of...
Fairheads Times December 2023
Welcome to the last issue of Fairheads Times for 2023! Our lead story on the unfortunate situation regarding Road Accident Fund and medical negligence claims is especially relevant at this time of year, when scams and fraud are rife...
Prescient Income Provider Fund – tailored for beneficiary funds
David Hurford, CEO of Fairheads Benefit Services, explains the role Fairheads played in the formation of the Prescient Income Provider Fund and why the Fund works so well for the needs of a beneficiary fund....
IRFA 2023 ‘Making It Happen’ Award for Fairheads
Fairheads Umbrella Beneficiary Fund has once again been recognised by the IRFA this year, in their inaugural ‘Making It Happen’ Awards, held recently. We received a certificate of acknowledgement for the work we’re doing on member...
Fairheads Times March 2023
In this issue of Fairheads Times we address, as usual, some topics that are top-of-mind in the employee benefits industry. In the lead article we look through a new lens at the payment of Section 37C lump-sum death benefits, showing...
Fairheads Times December 2022
In this year-end issue of Fairheads Times we give a glimpse into Fairheads’ activity over the past few months. It has indeed been a busy time with submissions to industry authorities, our Annual Guardian Roadshow, an umbrella trust...
Industry accolade for Fairheads Umbrella Beneficiary Fund
We are delighted to let you know that Fairheads Umbrella Beneficiary Fund won the Silver Award for their entry in the 2022 IRFA Lwela Ukwenza Kahle Awards The IRFA Lwela Ukwenza Kahle Awards recognises excellence and best practice in...
Venue change for Ladysmith Guardian Roadshow
Please note that due to circumstances out of our control, the venue for the workshop in Ladysmith, KwaZulu-Natal has changed. Fortunately the venue change happened before invitation SMS’s were sent to guardians and members in the...
Let’s Talk | Ha Re Bue | Asikhulume 2022
It's not easy making decisions that affect your study and career options when you are at high school. Our member newsletter has information, tips and resources that we hope will help our younger members when making decisions. Guardians...
2022 Guardian Roadshow Schedule
Fairheads is happy to be hosting the Guardian Roadshows again together with participating beneficiary funds and umbrella trusts. This year, we are holding workshops in Gauteng, Eastern Cape and KwaZulu-Natal. Download the schedule...
Fairheads Times August 2022
In this issue of Fairheads Times, we have some good news to report on the resumption in person of our Guardian Roadshows and some case studies arising from successful tracing of beneficiaries. We are also delighted to have an economic...
Fairheads Times March 2022
A piece of the social security puzzle In this issue we really get to heart of the role of beneficiary funds in Southern Africa and how they can be used in the social security context to augment household income and alleviate the...
Fairheads Times December 2021
The Age 18 issue – Can we finally get there? This year-end issue of Fairheads Times comes with gratitude to all our loyal clients and compassion for those who have been hard hit by the pandemic. We sincerely hope that 2022 will...
Beneficiary case studies: Some inspiring real-life stories
In late 2020, Fairheads Benefit Services held a series of webinars in various languages under the heading of “Planning for your future”. The webinar panelists discussed how beneficiary fund members should start thinking about a career...
Fairheads Times July 2021
This issue of Fairheads Times leads with a discussion by David Hurford on the impact of the consolidation of beneficiary funds in the context of the Regulator’s push for retirement fund consolidation. Some of the pertinent issues...
Fairheads Times April 2021
In this issue of Fairheads Times we focus on the all too real vulnerability of children during the COVID-19 pandemic. Their education has been severely impacted by lockdown rules, with many families unable to access the technology...
Fairheads Times December 2020
This issue shares insights into two key virtual events hosted by Fairheads: a webinar through which we engaged and cemented relationships with retirement fund trustees and other stakeholders, and a series of successful Zoom-based...
Fairheads is all about Communication!
At Fairheads, we want to make sure that you can communicate with us easily. You can talk to us in ways that are easy for you and that you prefer. Some of the ways you can communicate with us are as follows. You can pick up the...
Fairheads Times April 2020
Over the past six months, Fairheads has developed another value-add service to our list of growing products – tracing services. In addition to the specialisations we can now offer retirement funds in this area, our stand-alone tracing...
Fairheads Times November 2019
A long overdue rethink of section 37C of the Pension Funds Act is finally under way, following a request from the Deputy Registrar to the industry to give suggestions for amendments and submit them to the Financial Sector Conduct...
Stay in contact with Fairheads. We are waiting to hear from you!
Fairheads administers the money on behalf of you or the child in your care. Find out why it is so important to stay in contact with Fairheads and the many ways you can talk to us and reach us....
Fairheads Times August 2019
The distribution of death benefits in terms of section 37C of the Pension Funds Act is often tricky terrain for pension fund trustees. This article highlights some interesting issues arising from recent case law around s37C and is...
Member Newsletter With Study And Career Information
It's not easy making decisions that affect your study and career options when you are at high school. Our member newsletter has information, tips and resources that we hope will help our younger members when making decisions. Guardians...
Fairheads Times March 2019
2018 was, to put it mildly, a difficult year for investment markets with over 90 percent of all asset classes recording negative returns for the period. Trade tensions between the United States and China, Brexit jitters, Sovereign...
Fairheads Gets The Nod With A Best Practice Award
25 January 2019 We are honoured to announce that Fairheads Benefit Services has once again been acknowledged by the Institute of Retirement Funds Africa (IRFA) for its Guardian Roadshow. Fairheads was awarded a Best Practice...
Fairheads Times December 2018
Looking back on 2018, I believe it is a time for deep reflection on our society. What a year it has been, with a change of President, several changes of Finance Minister, and a few commissions of enquiry under way. The Nugent and Zondo...
2018 Let’s Talk | Ha Re Bue | Asikhulume
Many guardians have asked this question because they are concerned about what would happen to the member and the money in the beneficiary fund or trust, should the guardian pass away. If you are the guardian or caregiver of a member,...
Fairheads Times August 2018
As reported previously in Fairheads Times, Fairheads has launched two unclaimed benefit funds the Fairheads Unclaimed Benefit Preservation Pension Fund and the Fairheads Unclaimed Benefit Preservation Provident Fund. Fairheads has long...
Fairheads Times February 2018
The housing crisis in South Africa is a complex problem, inherited by this generation from our past and still unresolved. Ownership of property, setting roots to the land and a home to live in is fundamental to a strong, vibrant and...
Fairheads Guardian Roadshow: grassroots communication
Fairheads’ Guardian Roadshow teams visit regions across South Africa as well as Lesotho and Mozambique, providing thousands of guardians, caregivers and members the opportunity to access our services and learn first-hand all they...
2017 Let’s Talk | Ha Re Bue | Asikhulume
If you as the guardian or major member do not make contact with us for more than a year, payments may be stopped. This is to protect the member’s account – we must make sure we are still paying to the correct person and that the...
Fairheads Times August 2017
Many years ago, as far back as the 1920s in fact, Fairheads Benefit Services operated as a trust company for predominantly wealthy families. Our core business was looking after inter-generational wealth, advising on estate planning and...
Fairheads Times January 2017
According to the Financial Services Board, registered unclaimed benefit funds currently hold around R7.5 billion in assets on behalf of close to 1 million members. That’s around R7 500 per member that’s sitting in unclaimed funds,...
Fairheads Times November 2016
Wouldn’t it be nice to be able to buy a financial services product knowing exactly what it will cost, and what it will do for you? It seems that many financial services professionals have made an art out of obfuscation, confusing the...
2016 Let’s Talk | Asikhulume | Ha Re Bue
We are happy to announce that Fairheads was named the Best Trust and Beneficiary Fund Administrator for 2016 at an industry event earlier this year! We are extremely proud of this award as it confirms that we are giving you, our...
Quick Guide To Beneficiary Funds
The main aim of the beneficiary fund is to pay towards educational costs until the minor child completes his/her education. Regular payments made to the guardian or caregiver assist towards the general living costs of the minor child....
Trust And Beneficiary Fund Administrator Of The Year
5 June 2016 Fairheads Benefit Services was once again acknowledged as the 2016 Trust and Beneficiary Fund Administrator of the Year at the Imbasa Yegolide Awards held at the Batseta Winter conference in Durban. The awards recognise...
Fairheads Times June 2016
Each year we witness with hope new Grade One children, joining as with others before them, the 12-year journey to attaining a matric qualification. One of these pupils is Sinethemba, whose mother embraces the eternal African hope that...
Plain Language – It’s The Only Way
May 2016 Olefile Moea, Executive Director, Fairheads Benefit Services Let’s face it, the financial services industry is complex, not least the terminology. Those working in the industry get caught up in the jargon and often assume that...
When Members Go Missing: The Art Of Tracing Retirement Fund Members
April 2016 by Olefile Moea, Executive Director, Fairheads Benefit Services It seems odd – and tragic – that in a country where poverty and unemployment are such a major issues there are literally thousands of people who have...
The Simple Art Of Proof Of Life: More Than Just A Home Affairs Check
March 2016 By Olefile Moea, Executive Director, Fairheads Benefit Services In the retirement fund industry, as well as the life insurance industry, it is vital to establish that the beneficiary of annuity payments is still alive. A...
The Simple Art Of Paying A Claim
February 2015 By Olefile Moea, Executive Director, Fairheads Benefit Services Processing a claim sounds simple enough, but sometimes even simple things can be complicated. Take for instance the payment of a capital claim on money...
Fairheads Times January 2016
We kick off 2016 with an issue of Fairheads Times that brings together the major industry themes we addressed last year. Yvonne Mahlatji summarises these themes in the lead article as a way of reminding readers that they are ongoing...
Going To The People: Fairheads’ Field Agents
September 2015 Fairheads Benefit Services is reaching out to members and guardians in a new and exciting way – we now have two field agents on the road, in a Fairheads-branded vehicle which doubles up as a mobile office....
Fairheads: Going to the people
Fairheads Benefit Services is reaching out to members and guardians in a new and exciting way – we now have two field agents on the road, in a Fairheads-branded vehicle which doubles up as a mobile office....
Retirement Funds Not Geared To Administering Children’s Benefits
Many large retirement funds have not yet appointed a beneficiary fund and choose to retain and administer minors’ benefits in the retirement fund itself. Giselle Gould, Fairheads’ Business Development Director explains why retirement...
Fairheads Benefit Services Wins Industry Award
2 June 2015 Fairheads Benefit Services won the Imbasa Yegolide award for Best Trust & Beneficiary Administrator Fund of the Year at a BATSETA awards ceremony on Monday evening, 1 June 2015. This is the fourth time that the company...
Lump Sum Payments For Minor Dependants
Retirement fund trustees have a fiduciary duty when paying out death benefits. Even if guardians are financially competent, trustees should ask four key questions before making a decision, says Giselle Gould, Fairheads’ Business...
Focus On Fees: Fairheads’ Comparison Rates Model
March 2015 David Hurford explains how the company’s Comparison Rates model provides a simple, standardised way for retirement fund trustees to compare costs associated with beneficiary funds and umbrella trusts....
Gold Standard Certificate for Excellence in Communication, IRFA Conference 2014
19 August 2014 Fairheads Benefit Services is pleased to announce that it was acknowledged for a unique grassroots communication project by winning a gold Industry Best Practice Award* at the Institute of Retirement Funds Africa...
Fairheads Wins Industry Award For The Third Year Running
12 June 2012 Fairheads Benefit Services was named Trust and Beneficiary Administrator of the Year at the Imbasa Yegolide Awards held in Gauteng on 11 June 2012 and hosted by the Principal Officers’ Association and Global Pensions. This...