Southern Africa’s Leading Independent Administrator And Service Provider To The Retirement And Fiduciary Industries
The administration of Beneficiary Funds and Umbrella Trusts has been Fairheads’ core business for more than thirty years and we have evolved to include Tracing services, Unclaimed Benefits, a Legacy Umbrella Trust product and Pension-backed lending.
Beneficiary Fund Administration
Fairheads is the administrator of choice for beneficiary funds which receive section 37C death benefits from retirement funds as well as unapproved benefits relating to employment.
Umbrella Trust Administration
We have decades of experience in the administration of umbrella trusts.
Tracing
Fairheads offer stand-alone tracing services to retirement funds and unclaimed benefit funds.
Unclaimed Benefit Preservation Fund
We trace, verify and pay out members on behalf of retirement.
Pension-Backed Lending
Pension-backed home loans are designed to make property ownership more accessible and affordable for members of retirement funds.
About Fairheads
Our Value Statement
We act respectfully, doing the right thing for the right reason to ensure our clients are safe with us.
The safe management of funds is key to our value proposition with the knowledge that we are fulfilling an important role in society in assisting members and clients to have a better life and achieve their dreams and aspirations.
Case Studies
Success with RAF payouts to Fairheads Legacy Trust
Fairheads’ umbrella trust product, The Fairheads Legacy Trust, is gaining traction, particularly among lawyers, as a solution for the trusteeship and administration of lump sums paid out by various means including testamentary provision, medical malpractice claims or – in this case – the Road Accident Fund (RAF).
Guardian proactively chooses a beneficiary fund for his children
Fairheads can report on a recent case study, which is particularly interesting because it shows growing awareness among higher-income earners of the tax and savings advantages of beneficiary funds.
Fairheads Legacy Trust helps family in need
In 2018 Fairheads was approached by a family who had lost a parent, leaving a spouse and two young children behind. The spouse was struggling financially and had had to sell off various assets simply to sustain the children.
Unclaimed benefits –The Human Face
Fairheads has launched two unclaimed benefit funds – the Fairheads Unclaimed Benefit Preservation Pension Fund and the Fairheads Unclaimed Benefit Preservation Provident Fund.
To Preserve Or Erode: The case for beneficiary funds
I am often challenged in trustee report back meetings about the rate of capital growth on beneficiary funds, and more specifically why the benefit in the fund has not grown as much as is expected.
Recent News
Learn more about what is happening at Fairheads.
2026 Guardian Roadshow
Communication and access to services have been revolutionised by technology, but the value of face-to-face contact remains integral to making our clients feel safe with us and understanding their needs and challenges. This year,...
Fairheads Times March 2026
Read Fairheads Times In our latest issue of Fairheads Times, we address a wide range of topics, across both the retirement fund and fiduciary sectors. Our lead article calls for beneficiary funds to take their place in estate planning;...
Fairheads Times December 2025
Read Fairheads Times Enjoy our year-end issue of Fairheads Times. We hope it makes for interesting reading ahead of the festive season and wish all our stakeholders well over this period. Thank you for your loyalty and continued support....
2026 Guardian Roadshow
Communication and access to services have been revolutionised by technology, but the value of face-to-face contact remains integral to making our clients feel safe with us and understanding their needs and challenges. This year,...
Fairheads Times March 2026
Read Fairheads Times In our latest issue of Fairheads Times, we address a wide range of topics, across both the retirement fund and fiduciary sectors. Our lead article calls for beneficiary funds to take their place in estate planning;...
Fairheads Times December 2025
Read Fairheads Times Enjoy our year-end issue of Fairheads Times. We hope it makes for interesting reading ahead of the festive season and wish all our stakeholders well over this period. Thank you for your loyalty and continued support....
The Guardian Roadshow – meeting each other face to face
What is the Guardian Roadshow? Members, guardians and caregivers are invited to the workshops which are held in a community venue and presented in the language of the region. The purpose is to explain and remind attendees how trusts...
Let’s Talk | Ha Re Bue | Asikhulume 2025
See our latest member newsletter here...
Fairheads Times August 2025
Read Fairheads Times In this issue we lead with news of the groundbreaking Mavambo tracing app that Fairheads has launched. Read why we believe this is set to revolutionise the unclaimed benefits sector. As it is Women’s Month, we run...
Fairheads Times May 2025
Read Fairheads Times In this issue we delve into estate planning with our lead article addressing how non-retirement fund death benefits can be treated, as well as what happens to assets should a minor beneficiary or member...
Fairheads Times December 2024
Read Fairheads Times Ensuring financial provision for children in the event of a parent’s passing is a concern many parents face. In this issue of Fairheads Times, our lead article looks at how to provide for minors with funds...
LUKA award 2024 ‘Better Together’
Fairheads was delighted to have been acknowledged in the recent LUKA Awards as one of four funds to have obtained over 75% for their submission. The LUKA Awards are run by the Institute for Retirement Funds Africa (IRFA) and the theme...
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